James Harman on Personal Insurance Claims

Having a professional risk adviser can make the difference when it comes to making a claim, they can cut through all the red tape and ensure that your benefit is paid on time. Having an income protection policy ensures that when your wages stops you have the income to pay the bills, your personal ife insurance adviser can start a policy that is suited to your needs and budget.

The difference between a sickness and accident policy and income protection policy is that in most cases a sickness and accident policy only offers a two year benefit and can be cancelled at renewal time by the insurance company due to any claims during the past year.

A business insurance adviser can help you initiate a Share Purchase Agreement to protect your family and business assets and ensures that in the event of a claim there are funds to pay off debts and keep the business alive.

James Harman on Personal Protection Policy

Having a professional risk adviser can make the difference when it comes to making a claim, they can cut through all the red tape and ensure that your benefit is paid on time.

Having an income protection policy ensures that when your wages stops you have the income to pay the bills.

The difference between a sickness and personal accident policy and income protection policy is that in most cases a sickness and accident policy only offers a two year benefit and can be cancelled due to claims experience.

A business insurance adviser can help you initiate a Share Purchase Agreement to protect your family and business assets and ensures that in the event of a claim there are funds to pay off debts and keep the business alive.

Personal Life insurance Tip – When assess how mush life insurance you need include thing like your outstanding loans and credit cards, mortgage payout including penalties for early pay out, funeral costs, legal and accounting costs plus a multiple of your salary (minimum 7 times) to ensure that your loved ones are cater for in the future.

When looking for a life insurance adviser ask them if they will give you the names of existing clients who have made claims as a reference, anybody can sell you a policy, a professional life adviser is what you need at claim time.